Whether you operate one truck or an entire fleet, your insurance should keep you moving—not leave you waiting on hold, getting transferred between departments, or explaining your business to a different person every time you call.
At Motivated Insurance, you work with one account manager who understands your operation and handles your trucking insurance from start to finish.
One contact. Multiple insurance markets. Clear answers.
Tell Us What You Haul. We’ll Handle the Insurance.
Trucking insurance is not one-size-fits-all.
The trucks you operate, the cargo you haul, where you travel, your driving history, and the contracts you accept can all affect your coverage and pricing.
We keep it simple.
Tell us how your business operates, and we will help you find the right combination of coverage without burying you in insurance jargon.
We can help with:
- Commercial Auto Liability
- Motor Truck Cargo
- Physical Damage
- General Liability
- Trailer Interchange
- Non-Trucking Liability
- Commercial Umbrella
- Workers’ Compensation
- Occupational Accident
- Hired and Non-Owned Auto
- Additional coverage required by contracts or brokers
Not sure what you need? That is our job. Tell us what you do, and we will explain it in plain English.
Independent Means We Work for You
A direct insurance company can only offer its own policy.
Motivated Insurance is independent. We work with multiple trucking insurance carriers and specialty markets, allowing us to compare available options based on your operation.
We do not automatically leave your account sitting with the same company year after year.
At renewal, we review the account and determine whether your current carrier is still the right fit or whether the market should be shopped again.
The goal is not just to find a cheap policy.
The goal is to find competitive coverage that actually makes sense for your business.
One Account Manager Who Knows Your Business
You should not need a directory to figure out who handles your insurance.
With Motivated Insurance, you have one main point of contact for your account.
That means one person who understands:
- Your trucks
- Your drivers
- Your cargo
- Your routes
- Your certificates
- Your policy requirements
- Your upcoming renewal
When something changes, you know who to call.
No call-center circus. No explaining your entire company from the beginning every time you need help.
Insurance for Owner-Operators and Fleets
We help a wide range of trucking businesses, including:
- Owner-operators
- For-hire motor carriers
- New trucking ventures
- Small and midsize fleets
- Box trucks
- Hotshot operations
- Dump trucks
- Flatbeds
- Dry vans
- Refrigerated trucks
- Tow trucks
- Cargo vans
- Local and long-haul operations
- Last-mile delivery companies
Even when an operation is difficult to place, has been declined, or has experienced a significant price increase, we may have additional markets available to review.
Already Have Trucking Insurance?
Send us your current policy or renewal proposal.
We will review it, explain what you have in normal language, and determine whether it makes sense to shop the market.
We will look for issues such as:
- Missing cargo coverage
- Incorrect vehicle or operating information
- Coverage that does not match what you haul
- Limits that do not satisfy a contract
- Expensive renewals that have not been properly marketed
- Gaps between your auto, cargo, trailer, and general liability coverage
Sometimes changing carriers makes sense.
Sometimes staying where you are is the right move.
We will tell you the truth either way.
Let’s Get the Ball Rolling
Complete the short form below or call us directly.
You do not need to understand every coverage or have every document ready. Give us the basic information about your trucking operation, and Michael or Thomas will contact you to discuss the next steps.
Stop Getting Treated Like a Policy Number
Get an independent insurance agency that shops the market, explains things clearly, and works like part of your team.
