We focus on getting you covered quickly, with straightforward advice and one dedicated point of contact. No jargon. No delays. Just the protection your business needs so you can keep working.
Get motivated. Start saving. Secure your future with us.
NATIONWIDE COMMERCIAL INSURANCE FOR CONTRACTORS & BUSINESSES
Commercial Insurance That Keeps Your Jobs Moving
Fast COIs. One point of contact. General Liability, Workers’ Compensation, Commercial Auto, Umbrella, Builder’s
Risk, Bonds, and more – handled by a commercial insurance agency licensed in all 50 states.
Licensed in All 50 States • Access to 100+ Carriers and Markets • 50+ 5-Star Google Reviews
Insuring Royal Palm Beach, Florida, and nationwide.
Motivated Insurance specializes in commercial insurance for contractors and growing businesses. General Liability, Workers’ Comp, Commercial Auto, Umbrella, and Bonds.
Stop Chasing Your Insurance Agent
A job should not sit because you are waiting for a certificate, an endorsement, a vehicle change, or a straight answer about your coverage.
Waiting Days for a COI
Your customer needs proof of insurance before your crew can start.
Calling Different People
Your General Liability, Workers’ Comp, Auto, and Umbrella should not feel like four separate problems.
Finding Out Too Late
Contract requirements and exclusions need to be reviewed before they cost you the job.
Losing Time To Insurance
You should be running your business – not managing your insurance agency.
Motivated Insurance is built to keep the process moving.
One Agent. Your Entire Commercial Insurance Program.
From General Liability and Workers’ Compensation to Commercial Auto, Umbrella, Builder’s Risk, equipment coverage, Professional Liability, and Bonds, we help coordinate your commercial insurance through one agency relationship.
FAST COI SERVICE
Clear requests get handled quickly, so your paperwork does not become the reason a job is delayed.
ONE POINT OF CONTACT
You know who to call instead of getting bounced through a call center.
NATIONWIDE CAPABILITY
Motivated Insurance is licensed in all 50 states.
MULTIPLE CARRIER ACCESS
We work across multiple carriers and wholesale markets to find options that fit the risk.
COMMERCIAL FOCUS
We understand business policies, contracts, audits, certificates, and job requirements.
CONTRACTOR EXPERIENCE
Roofers, HVAC companies, general contractors, tree services, pool contractors, and other trades are a core part of our business.
Commercial Coverage Under One Roof
Build the insurance program your business needs without juggling multiple agencies.
General Liability
Protection for third-party bodily injury, property damage, and other covered liability exposures.
Workers' Comp
Coverage designed around employee payroll, classifications, and state requirements.
Commercial Auto
Coverage for business-owned vehicles, drivers, fleets, and commercial use.
Commercial Umbrealla
Additional limits that may be required by contracts or needed to protect a growing operation.
Insurance Built Around the Work You Actually Do
Contractor insurance is not one-size-fits-all. Your trade, payroll, subcontractor use, driving radius, height exposure, equipment, contracts, and claims history all matter.
GENERAL CONTRACTORS • ROOFERS • HVAC CONTRACTORS • ELECTRICIANS • PLUMBERS • TREE SERVICES • POOL CONTRACTORS • EXCAVATION & CONCRETE • LANDSCAPERS • SECURITY COMPANIES
Commercial Insurance Without the Runaround
Let one of our experts customize a solution that’s right for you.
TELL US WHAT YOU DO
Give us the basic details about your business, operations, current coverage, and deadline.
WE REVIEW THE MARKET
We identify available carrier and program options based on the risk.
WE BUILD THE RIGHT STRUCTURE
We explain the options, requirements, exclusions, and next steps clearly.
YOU GET BACK TO WORK
Once coverage is bound, you have one agency to call for service, changes, and certificates.
Business Owners Notice the Difference
Friendly, knowledgeable and willing to help...
— Regenia F
I would highly recommend my friends and family to work with them.
— Matthew D
I highly recommend Motivated Insurance.
— Barbara W
I would definitely recommend this company...
— Len B
Fast responses, great service.
— Dudon
5 stars all day long.
— Tracy A
Already a Client? Get What You Need Faster.
Use the links below to send us the information required to process your request accurately.
General Liability Insurance 101: A Foundation for Every Small Business
08/04/2026
Commercial Auto Insurance: What Business Owners Should Know About Covering Company Vehicles
07/19/2026
Cyber Liability Insurance: Does Your Small Business Really Need It?
07/04/2026
Access to More Markets. One Agency Relationship.
We work with a broad range of insurance carriers and wholesale markets. You work with Motivated Insurance.
Built for Business Owners Who Need Answers
Most agencies talk about service. We built Motivated Insurance around delivering it. Clients work directly with Michael or Thomas, get clear communication, and have one agency that understands the full commercial account.
We are not a call-center maze, and we do not believe your business should sit still while you chase paperwork. We move quickly, tell you the truth, and help you make an informed decision – even when the honest answer is that your current option is already the right one.
MORE THAN AN INSURANCE POLICY
Stop Losing Bids Over Insurance and Compliance Issues.
BidVendorReady helps contractors identify insurance and compliance gaps that can keep them off approved vendor lists or prevent them from meeting General Contractor requirements.
Review your current setup, understand the requirements, and get a clear plan for addressing what is missing.
Need Insurance That Keeps Up With Your Business?
Tell us what you do, what coverage you need, and when you need it. We will review the situation and give you a clear next step.
